| Type of Deposit |
Interest Rate per annum w.e.f 12th
Magh2066(26th January,2010) |
| Fixed Deposit (NRs)
|
| 1 month > 3 months
| 3.25% |
| 3
months > 6 Months | 3.75% |
| 6 months > 1 Year | 5.50%
|
|
|
|
Saving
Deposit
NRS
USD |
3.00%
0.50
% |
| Swarnim
Bachat | 4.00% on Daily Balance Basis
Minimum
Balance Requirement NRs.50,000/- |
| Indreni
Bachat Yojana | |
| NRs.10,000/- to NRs.99,999.99 | 3.25%
|
| NRs.1,00,000/- to NRs.4,99,999.99 | 3.50%
|
| NRs.5,00,000/- to NRs.9,99,999.99
| 3.75% |
| NRs.10,00,000/-
to NRs.14,99,999.99 | 4.00% |
| NRs.15,00,000/- to NRs.24,99,999.99 | 4.25%
|
| NRs.25,00,000/- and
above | 4.50% |
|
|
Call Deposits | |
| Below NRs. 1.00 lac | 5.00%
| | >NRs. 1.00
lacs & below NRs. 10.00 lacs | 6.00%
| | >NRs. 10.00
lacs & below NRs 100.00 lacs | 7.00% |
| >NRs. 100.00 lacs | 8.00%
| |
| | |
| Interest on Loans | Corporate
Customers
| Prime
Customers
| Other Customers |
Trust Receipt
-Up to 90 days
|
11.00% | 11.50% |
12.00%
|
Export Credit
-in FCY
-in NRS/IRS |
6.50%
10.00%
|
7.50%
10.25% |
8.50%
10.50% |
| Cash Credit/Overdraft | 12.00%
| 12.50% | 13.00% |
| Short Term Loan | 11.50%
| 12.00% | 12.50% |
Loan Against
Share | 13.00%
| 13.50% | 14.00% |
| Term Loan (Project) | 12.50%
| 13.00% | 13.50% |
Loan Against
Bank Guarantee | 10.00%
| 10.50% | 11.50% |
Loan Against
Govt.& Other Bonds* | 10.00%
| 10.50% | 11.50% |
| Priority Sector Loan | -
| - | - |
Loan Against
Own Bank's FD | +1
% of FD rate | +1.5% of FD rate | +2%
of FD rate | | Loan in NRS
against US$FD | 9.00% | | |
Deprived Sector Loans
-institutional
-individual |
7.50%
9.50% | | |
Home Loan
-Up to 5 years
-Above
5 years | 12.50%
13.00% | | |
| | | |
| Land Loan Up to 10 years | 13.00% | | |
| Education Loan |
12.50% | | |
-Mortage Loan & Mortage Plus Scheme
-Convenient
Loan | 13.00
13.00% | | |
| Bhu. Pu. Loan | 13.00% |
| Vehicle Loan
-Private Vehicle Other
Commercial Vehicle | 12.50% 13.00% | | | |
