Interest rates of NEPAL BANK Limited
| Deposits
Annual Interest Rate | |||
S.No. | Deposit
Type | Duration | Rate |
1 | Saving
Deposit (interest calculated on daily closing balance) | 2.00% | |
2 | Mahila
Bachat Khata |
3% | |
3 | Fixed
Deposit | 1
Month | 6.5% |
| 3
Month | 7.5% | ||
| 6
Month | 7.5% | ||
| 1
Year | 8.0% | ||
| 2
Year | 8.5% | ||
| 2-5
year | 9.0% | ||
| (0.50%
additional on above rates of same maturity to:Women, Senior Citizen,Akchyaya Kosh,
1 Million & above) | |||
4 | Prime Bulk Deposit (Five Million & Above) | 9.5%
to 11.5 % | |
Lending Rates | Prime | Standard | Others |
Gold
and Silver Loan |
12% | ||
Export
Finance | |||
Export
Finance in Domestic Currency | 10.50% |
11.00% |
11.50% |
Post Shipment
& Pre-Shipment (in USD) | 6.50% |
7.00% |
8.00% |
Trust Receipt |
10.25% |
10.75% |
11.00% |
Term Loan | |||
Industrial/Commercial |
12.00% |
13.00% |
14.00% |
Housing
Plan/Real State | 13.00% |
14.00% |
14.50% |
| Short Term Working Capital | |||
Hypothecation |
12.00% |
13.00% |
13.50% |
Overdraft |
12.00% |
13.00% |
14.00% |
Pledge Loan |
12.00% |
12.50% |
13.50% |
Demand |
12.50% |
13.50% |
14.50% |
Loan against
govt. securities |
11.00% |
11.50% | |
Structured Demand
Loan |
10.50% |
11.50% | |
Deprived Sector
Loan |
9.50% |
9.50% | |
Loan against
First Class Bank Guarantee |
10.50% |
11.00% | |
Loan against
FD Receipt of NBL |
8% or +2% |
8% or +2% | |
Hire
Purchase Loan |
13.00% |
14.00% | |
| Consumer Loan | |||
| Auto | |||
Private
Vehicle 5 Year Term |
11.00% |
11.50% | |
Private Vehicle
7 Year Term |
11.50% |
12.00% | |
Business Use
5 Year Term |
11.50% |
12.00% | |
Commercial Use
3 to 5 Year(B/W Numbered) | 12%
to 13% | 13%
to 14% | |
Private
Used Vehicle 4 Year Term |
11.50% |
12.00% | |
| Home Loan | |||
5
Year Term |
11.50% |
12.00% | |
10 Year Term |
12.00% |
12.50% | |
15 Year Term |
13.00% |
13.50% | |
20 Year Term |
13.50% |
14.00% | |
| Personal OD | |||
Professional |
12.00% |
12.50% | |
Others |
14.00% |
14.50% | |
| Personal Term Loan | |||
5
Year Term |
11.50% |
12.00% | |
10 Year Term |
12.50% |
13.00% | |
15 Year Term |
13.50% |
14.00% | |
20 Year Term |
14.50% |
15.00% | |
Margin Lending |
12% to 13.5% |
13.5% to 14.0% | |
Education
Loan |
11.5% to 12% |
12.00% to 12.50% | |