Revised rates of interest*
on Deposits, Loans and Advances to be effective from Sunday, 16 Shrawan, 2067
(1 August, 2010) | Savings Deposit | %
Per Annum | Fixed
Deposit | % Per
Annum | | LCY
Savings - Normal | 3.00 | 3
Months | 7.00 |
| LCY Savings
- Himal | 3.00 | 6
Months | 10.00 |
| LCY Savings
- Bishesh | 3.50 | 1
Year | 9.50 |
| LCY Savings - Recurring | 9.50 | 1
Year - Special | 11.00 |
| Premium Savings | 5.00
- 7.00 | 2 Years | 11.50 |
| Super Premium Savings | 7.00 | 5
Years | 11.00 |
| Shareholder's Savings | 4.00 | Jumbo
Term: | 3 years | 10.00 |
| Himal Remit Savings | 5.00 | 5
years | 11.00 |
| Foreign
Currency (US Dollars) | 0.60 | Structured
Deposit - 1 year and above | 9.50
- 11.50 |
Call Deposit
| % Per Annum |
| Current Call | 4.00
- 9.50 | | Non-Profit Organisation
Current Call | 2.00 -
4.00 | | 14 Days | 3.00 |
| 1 Month | 4.00 | Interest
Rate on Loans And Advances: | Type of Loan | Prime
A Category (%p.a.) | Prime
B Category (% p.a.) | General(% p.a.) |
| Demand Loan | 12.50
- 16.00 | 14.00 - 17.00 | 15.00
- 18.00 | | Export
Finance | 12.00 - 15.00 | 14.00
- 16.00 | 15.00 - 17.00 |
| Overdraft | 12.50
- 16.00 | 14.00 - 17.00 | 15.00
- 18.00 | | Term
Loan | 14.00 - 17.00 | 15.50
- 18.00 | 16.00 - 18.00 |
| Short Term Pledge
Loan | 12.00 - 15.00 | 13.50
- 17.00 | 14.00 - 18.00 |
| Importer's Loan | 12.00
- 15.00 | 14.00 - 16.00 | 15.00
- 17.00 | | Deprived
Sector Loan | 10.00 -
12.00 | - | 12.00 |
| Hire Purchase | - | 13.50
- 16.00 | 15.00 - 18.00 |
| Revolving Cash Credit | 13.50
- 17.00 | - | - |
| Non Revolving Cash
Credit | 14.50 - 17.00 | 15.50
- 18.00 | - |
| Mortgage Loan - Secured
Personal Loan | 15.00
- 18.00 | - | - | | Type of Loan | For
all Customers
(% p.a.) | Type
of Loan | For
all Customers
(% p.a.) | | Home
Loan: | | | |
| Tenure
5 Years: | 13.00
- 15.00 | SME
Loan Package:
WC Loan
Fixed Term Loan | 13.50 - 17.00
14.00
- 18.00 | | Tenure
10 Years: | 13.50
- 16.00 | | Tenure
15 Years: | 14.00
- 17.00 | Loan in Local
Currency Against FD (FCY) | Plus
1.50 or 12.50% whichever is higher | | Tenure
20 Years: | 14.50
- 17.50 | | |
| Loan Against
HBL FD (NPR) | Plus
1.50 (Minimum 10.00%) | Loan
Against Government Bonds | 3
Months TB Rate + 2.50% or 12.50%, whichever is higher |
| Loan Against FD of Other
Banks | Plus
2.00 (Minimum 12.50%) | Educational
Institution Financing:
WC Facility:
FT Tenure Upto 10 Years |
12.50
- 16.00
13.50 - 17.00 | Loan
against First Class Bank Guarantee | Rated
Bank:
12.50 - 15.00 | Non
Rated Bank:
15.00 - 17.00 | | Subidha
Loan | 14.00
- 17.00 | USD
Denominated Loan | LIBOR + 2%
Minimum
4.50 - 6.00 | | Loan
Against Share of Company listed in Stock Exchange | 14.00
- 17.00 | * Conditions Apply | 