Interest rates of DCBL Bank Limited
Effective from 21 st December, 2009
Type
of Deposit | Rate of Interest(per
annum) |
Fixed
Deposits | |
3
Months | 5.00% |
6
Months | 5.50% |
1
Year | |
Below
Rs. 10 Million | 9.50% |
Rs.
10 Million and above | 10.00% |
2
Years | |
Below
Rs. 10 Million | 7.50% |
Rs.
10 Million and above | 8.00% |
Above
2 Years | |
Below
Rs. 10 Million | 8.00% |
Rs.
10 Million and above | 8.50% |
DCBL
Certificate of Deposit | 50%
at 5 years maturity |
DCBL
Individual Fixed Deposit* (1 Year to 3 Year) | 10.50% |
Demand
Deposit* | |
Below
50 million | 12.50% |
Rs.
50 million and above | 13.50% |
Saving
Deposits* | |
Shuva-Lav
Premium Savings | 6.00% |
Shuva-Lav
Savings | 5.00% |
Shareholder's
Savings | 5.00% |
Saving
Deposit | 4.00% |
Naari
Savings Deposit | 5.25% |
DCBL
Sampati Karobar Bachat Khata | 7.50% |
USD
Saving | 2.50% |
Current
Call | 11.00% |
* Conditions Apply
Loans And Advances
Effective from 21 st December, 2009
Rate of Interest(per annum) | |||
Types of Loan | Prime | Others | |
Overdraft | Corporate/Industry | 11.00% | 14.00% |
Trading | 11.50% | 15.00% | |
Others | 13.00% | 16.00% | |
Term
Loan | 11.00% | 14.00% | |
Short
Term Loan | |||
Corporate/Industry | 11.00% | 16.00% | |
Personal | 13.00% | 16.00% | |
Contract
Loan | 12.00% | 16.00% | |
Time
Loan | 11.00% | 16.00% | |
Working
Capital Loan | 11.00% | 16.00% | |
Import
Credit (T/R) | 11.00% | 14.00% | |
Export
Credit | 11.00% | 14.00% | |
Bridge
Gap Loan | 12.00% | 16.00% | |
Demand
Loan | 12.00% | 14.00% | |
Loan
against shares | 13.00% | 16.00% | |
Other
Loan | 13.00% | 16.00% | |
Mortgage
Loan | 13.00% | 16.00% | |
Hire
Purchase | 15.00% | ||
Consumer
Finance | 12.00% | 16.00% | |
House
Loan | Upto 5 years |
14.00% | |
Above
5 years | 14.00% | ||
SMEs | Working
Capital | 12.00% | 14.00% |
Term
Loan | 12.00% | 14.00% | |
Loan
against Gold | 12.00% | 13.00% | |
Education
Loan | 14.00% | ||
Laon
against Fixed Deposit | +4% | ||
Consortium
Financing | As per consortium decision | ||
Deprived
Sector | 3.00%
- 10.00% | ||