| S. No |
Deposits |
PRIME |
OTHERS |
| 1 | Citizens
Savings (NPR) | |
3.50% |
|
2 | Citizens
Rastra Sewak Savings (NPR) | |
8.00% |
|
3 | Citizens
Bidhyarthi Bachat (NPR) | |
3.50% |
|
4 | Citizens
Zero Balance Savings (NPR) | |
3.00% |
|
5 | Citizens
Mahila Bachat (NPR) | |
6.00% |
| 6 | Citizens
Muna Bachat (NPR) | |
4.50% |
| 7 | Citizens
Matribhumi Bachat (NPR) | |
3.50% |
| 8 | Senior
Citizens Savings (NPR) | |
6.00% |
| 9 | Citizens
Special Savings (NPR)* | |
6.00% |
|
10 | Citizens
Sharedhani Bachat(NPR) | |
6.00% |
| 11 |
Citizens Super Savings Account(NPR) | |
8.00% |
| 12 | Citizens
Recurring Deposit | | |
| | 3
years | | 7.00% |
| | 5
years | | 7.25% |
| | 7
years | | 7.50% |
| 13 |
Citizens Fixed Deposit (NPR)
(For Individual), One Year
and Above | |
|
|
| Upto
6 months | |
8.00% |
|
| More
than 6 months | |
10.00% |
|
| 12
Months or Above | |
11.00% - 11.50% |
| 14 |
Citizens Fixed Deposit (NPR)
(For Institutions), One Year
and Above | |
11.75% |
|
15 | Citizens
Call Deposit (NPR) | |
6.00% - 10.00% |
| 16 |
Citizens Savings Account(FCY) |
| |
| |
GBP | |
0.50% |
|
| EURO |
| 0.50% |
| |
USD | |
0.50% |
|
17 | Citizens
Call Deposit(FCY) | |
|
|
| GBP |
| 0.25% |
| |
EURO | |
0.25% |
|
| USD |
| 0.25% |
| 18 |
Citizens Dollar Fixed Deposit |
Available on request |
| S. No |
Types of Loan |
| |
Corporate Loan |
OTHERS |
| 1 | Term
Loan | 13.50% - 16.00%
|
| 2 |
Overdraft | 14.00%
- 17.00% |
| 3 |
Working Capital Loan/Short Term Loan |
13.00% - 16.00% |
| 4 | Trust
Receipt Loan (For 90 Days) | 11.00%
- 15.00% |
| 5 |
Export Finance | 11.00%
- 15.00% |
| 6 |
Other Loan | 15.00%
- 18.00% |
| |
Consumer Loan and other Products |
For all Customers |
| 7 |
Citizens Equipment Loan | 15.00%
- 18.00 % |
| 8 |
Citizens Home Loan | |
| |
Upto 5 years | 14.00%
|
| |
Upto 10 years | 15.00% |
| |
Upto 15 years | 16.00% |
| |
Uptp 20 years | 17.00% |
| |
Upto 25 years | 17.50% |
| 9 |
Citizens Auto Loan | |
| |
New Private | 14.00%
|
| |
Used Private | 15.00% |
| |
New Commercial | 17.00% |
| |
Used Commercial | 17.50% |
| 10 |
Citizens Education Loan | |
| |
Upto 8 years | 15.00%
|
| |
Upto 15 years | 16.00% |
| 11 |
Citizens Mortgage Loan | |
| Term
Loan | 15.00% - 17.00%
|
| Overdraft |
16.00% - 18.00% |
| 12 |
Citizens Margin Lending | 16.00%
- 18.00% |
| 13 |
Citizens Gold Loan
| 13.00% - 16.00%
|
| 14 | Cirizens
SME Loan | |
| |
Term Loan | 13.00%
- 15.00% |
| |
Overdraft | 14.00%
- 16.00% |
| 15 |
Loan against first class Bank Guarantee |
12.00% - 14.00% |
| 16 |
Loan against Government Bond. |
+2% Over coupan rate or 13.00% p.a. whichever is higher |
| 17 |
Loan against Citizens Fixed Deposit Receipt |
+2% over the interest rate of Fixed Deposit |
| 18 |
Loan against Fixed Deposit Receipt of Other Banks |
+2% over coupan rate or 13.00% p.a. whichever is higher |
| 19 | NPR
Loan Against Dollar Fixed Deposit Receipt | +2%
over the interest rate of Fixed Deposit or 9.00% whichever higher |
| 20 |
Consortium Financing | As
per consortium decision |
